| 数字普惠金融发展对乡村产业振兴的空间影响及门槛效应研究 |
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| 引用本文：陈银娥，朱琳琳，李春燕.数字普惠金融发展对乡村产业振兴的空间影响及门槛效应研究[J].财经理论与实践,2025,(5):114-122 |
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| 中文摘要:依据国家统计年鉴与省（区、市）统计公报数据，运用CRITIC-熵权法组合权重模型，测算2011—2023年乡村产业振兴发展水平，考量数字普惠金融发展对乡村产业振兴的影响。结果显示，乡村产业振兴发展水平呈波动上升趋势；数字普惠金融在空间上对本地区及周边地区乡村产业振兴影响显著，在中西部地区表现更为突出；门槛效应显示，数字普惠金融对乡村产业振兴的影响受城镇化制约，呈东部效用递减、中部单一门槛依赖、西部滞后响应特征。鉴于此，建议实施差异化数字普惠金融策略，构建、完善多样化数字普惠金融体系，健全数字普惠金融风险动态管理机制，提升数字普惠金融服务乡村产业振兴的能力。 |
| 中文关键词:数字普惠金融 乡村产业振兴 空间计量 非线性模型 |
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| Research on the Spatial Impact and Threshold Effect of Digital Inclusive Finance Development on Rural Industrial Revitalization |
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| Abstract:Based on the data from the National Statistical Yearbook and the statistical bulletins of provinces (municipalities and autonomous regions), using the CRITIC-entropy weight method combined weight model, the development level of rural industrial revitalization from 2011 to 2023 was calculated. The impact of digital inclusive finance development on rural industrial revitalization was also considered. The results show that the development level of rural industrial revitalization shows a fluctuating upward trend; digital inclusive finance has a significant impact on rural industrial revitalization in the region and its surrounding areas, with a more prominent effect in the central and western regions; the threshold effect indicates that the impact of digital inclusive finance on rural industrial revitalization is restricted by urbanization, showing a feature of decreasing utility in the eastern region, single threshold dependence in the central region, and lagging response in the western region. In view of this, it is suggested to implement differentiated digital inclusive finance strategies, build a complete diversified digital inclusive finance system, improve the dynamic management mechanism of digital inclusive finance risks, and enhance the ability of digital inclusive finance to serve rural industrial revitalization. |
| keywords:digital inclusive finance rural industry revitalization spatial metrology nonlinear model |
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