| 数字普惠金融能促进共同富裕吗？ ——基于创新创业视角的实证分析 |
 点此下载全文 |
| 引用本文：王筱澍.数字普惠金融能促进共同富裕吗？ ——基于创新创业视角的实证分析[J].财经理论与实践,2025,(1):19-26 |
| 摘要点击次数: 117 |
| 全文下载次数: 51 |
|
|
| 中文摘要:基于2011—2020年中国30个省（区、市）面板数据，通过熵权法测算区域共同富裕发展水平，并运用固定效应模型和中介效应模型，分析创新创业视角下数字普惠金融对共同富裕的影响及作用机制。研究发现：数字普惠金融通过支持创新和创业两个渠道显著提升了地区共同富裕水平，且无论是富裕度还是发展成果共享程度，这种提升作用都存在。同时，相对于西部、经济欠发达、互联网普及率较低和人力资本匮乏的区域，数字普惠金融发展的提升作用在东中部、经济发达、互联网普及率较高和人力资本丰富的区域更为明显。基于此，应平衡不同地区数字普惠金融发展进度，提升其服务创新、创业活动的整体效率，加快实现全体人民共同富裕。 |
| 中文关键词:数字普惠金融 共同富裕 创新创业 机制检验 |
| |
| Can Digital Finance Help to Promote Common Prosperity?—An Empirical Analysis Based on the Perspective of Innovation and Entrepreneurship |
|
|
| Abstract:This study assesses the level of common prosperity across China’s 30 provinces from 2011 to 2020 and integrates it with the Peking University Digital Financial Inclusion Index to investigate the impact of digital finance on common prosperity, focusing on the mediating role of innovation and entrepreneurship. The results indicate that innovation and entrepreneurship are significantly fostered by digital finance, thereby promoting the advancement of common prosperity, contributing to both the degree of affluence and the degree of sharing of development results. Further, the promotional effect of digital finance is more pronounced in the eastern and central regions and areas with developed economies and mature Internet infrastructure, compared to the western regions and areas with underdeveloped economies and immature Internet infrastructure. In view of this, it is necessary to balance the development of digital finance between regions and enhance the overall efficiency of its services related to innovation and entrepreneurship, expediting the realization of common prosperity. |
| keywords:digital finance common prosperity innovation and entrepreneurship mechanism verification |
| 查看全文 查看/发表评论 下载pdf阅读器 |
