长期护理保险嵌入养老服务体系的经济增长效应：理论与经验证据

朱铭来; 康琢

长期护理保险嵌入养老服务体系的经济增长效应：理论与经验证据

引用本文：朱铭来，康琢.长期护理保险嵌入养老服务体系的经济增长效应：理论与经验证据[J].财经理论与实践,2024,(5):18-24

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作者	单位
朱铭来，康琢	（南开大学金融学院，天津 300350）

中文摘要:通过构建包含长期护理保险嵌入养老服务体系的世代交叠模型，采用2012—2020年中国城市面板数据，运用多时点双重差分模型，考察长期护理保险的经济增长效应。结果显示：长期护理保险能够显著提高人均经济产出，这种经济增长效应主要通过促进照料部门劳动力供给实现；长期护理保险覆盖范围扩大和地区联动增加能够发挥更强的经济增长效应。鉴于此，应进一步扩大长期护理保险覆盖范围和增加试点地区数量，加强地区间互动，完善养老服务体系，推动产业高质量发展。

中文关键词:长期护理保险养老服务体系经济增长多时点双重差分

Economic Growth Effects of Long-Term Care Insurance Embedded in Elderly Care Service System: Theoretical and Empirical Evidence

Abstract:By constructing an overlapping generation model that includes long-term care insurance embedded in the elderly care service system，and based on panel data of Chinese cities from 2012 to 2020，a time-varying DID model is used to examine the economic growth effects of long-term care insurance.The results show that long-term care insurance can significantly improve the level of regional economic development，and this economic growth effect is mainly achieved by promoting labor supply；Expanding the coverage of long-term care insurance and increasing regional linkage can have a stronger economic growth effect.In view of this，it is necessary to further expand the coverage and pilot areas of long-term care insurance，strengthen inter-regional interaction，improve the elderly care service system，and promote high-quality development of the industry.

keywords:long-term care insurance elderly care service system economic growth time-varying DID

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