就业质量促进家庭消费升级的理论与实证分析

包  文1; 2; 赵春明3

就业质量促进家庭消费升级的理论与实证分析

引用本文：包文1,2，赵春明3.就业质量促进家庭消费升级的理论与实证分析[J].财经理论与实践,2024,(2):121-127

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作者	单位
包文1,2，赵春明3	（1.中国科学院科技战略咨询研究院，北京 100190；2.中国科学院大学公共政策与管理学院，北京 100049；3.北京师范大学经济与工商管理学院，北京 100875）

中文摘要:依据2010—2020年共6期中国家庭追踪调查（CFPS）面板数据，构建个体层面就业质量指标体系，考量就业质量对家庭消费升级的影响。结果显示：就业质量显著促进家庭消费升级；与农村和中西部地区相比，就业质量提升对城镇和东部家庭消费升级的促进效应更显著；机制分析表明，金融素养水平、家庭经济条件、年龄段均存在不同程度的调节效应。

中文关键词:就业质量消费升级流动性约束假说生命周期假说金融素养

Theoretical Analysis and Empirical Evidence Demonstrate the Role of Employment Quality in Promoting Household Consumption Upgrading

Abstract:This paper uses the data from six waves of the China Family Panel Studies (CFPS) spanning from 2010 to 2020 and constructs an individual-level employment quality indicator system. The study empirically examines the impact of employment quality on the upgrading of household consumption. The results show that employment quality significantly promotes the upgrading of household consumption. The impact of improved employment quality on the upgrading of consumption is more pronounced in urban, eastern, and southern households compared to rural and central-western regions. Mechanism analysis indicates varying degrees of moderating effects from financial literacy, family economic conditions, and age groups.

keywords:employment quality consumption upgrading liquidity constraint hypothesis life cycle hypothesis financial Literacy

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