| 数字普惠金融对共同富裕影响研究——基于空间计量的实证研究 |
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| 引用本文：张海燕，田孟乡.数字普惠金融对共同富裕影响研究——基于空间计量的实证研究[J].财经理论与实践,2024,(1):119-126 |
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| 中文摘要:依据2011—2021年30个省级面板数据，运用固定效应模型、空间计量模型、中介模型，考量数字普惠金融对共同富裕的影响及机制。结果显示：数字普惠金融能改善居民收入水平、缩小居民收入差距，对共同富裕呈正向作用，同时具有区域异质性与结构异质性，呈负向空间溢出效应；经济增长与技术创新对共同富裕具有中介效应，经济增长提高社会福利水平，技术创新促进公共服务均等化，有利于共同富裕实现。 |
| 中文关键词:数字普惠金融 共同富裕 经济增长 技术创新 |
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| On the Impact of Digital Inclusive Finance on Common Prosperity—Empirical Research Based on Spatial Measurement |
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| Abstract:Based on the general data of 30 provinces from 2011-2021, this paper uses fixed effect model, spatial econometric model and intermediary model to study the impact and mechanism of digital inclusive finance on common prosperity. The results show that digital inclusive finance has a significant positive effect on improving the income level of residents, narrowing the income gap, and promoting common prosperity; there is a significant gap in economic development between provinces in China, and digital inclusive finance has a significant negative spatial spillover effect on common prosperity, with regional and structural heterogeneity in its impact; economic growth and technological innovation have a mediating effect on common prosperity. Economic growth improves social welfare levels, while technological innovation promotes equalization of public services, which is conducive to achieving common prosperity. |
| keywords:digital inclusive finance common prosperity economic growth technological innovation |
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