住房支付能力如何影响居民主观幸福感？——基于微观调查数据的实证研究

刘  颜1; 2; 傅贻忙3

住房支付能力如何影响居民主观幸福感？——基于微观调查数据的实证研究

引用本文：刘颜1, 2，傅贻忙3.住房支付能力如何影响居民主观幸福感？——基于微观调查数据的实证研究[J].财经理论与实践,2023,(5):114-121

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作者	单位
刘颜1, 2，傅贻忙3	（1.湖南大学马克思主义学院，湖南长沙 410082；2.湖南大学新型城镇化与不动产研究中心，湖南长沙 410082；3. 湖南工业大学商学院，湖南株洲 412007）

中文摘要:依据中国家庭追踪调查（CFPS）数据，运用OLS回归模型和Ordered Probit模型，考察住房支付能力对城镇居民幸福感的影响及作用机理。结果显示，住房支付能力对居民主观幸福感具有显著的正向影响，随着住房支付能力的提升，居民主观幸福感会显著增加。利用工具变量法控制潜在的内生性偏误，经稳健性检验结论依然成立。机制分析表明，健康状况、发展和享受型消费是住房支付能力影响居民幸福感的重要渠道。鉴于此，政府应通过培育和发展租赁市场、提高城乡居民收入等措施，提升住房支付能力，增加居民主观福利。

中文关键词:住房支付能力主观幸福感影响机制

How Does Housing Affordability Affect Residents’ Happiness?—An Empirical Study Based on Microsurvey Data

Abstract:Using data from the 2018 China Family Panel Studies, this paper analyzes the impact of housing affordability on residents’ well-being. It is found that housing affordability has a significant positive effect on residents’ happiness. This finding remains significant after using the instrumental variables approach and conducting a series of robustness tests; health status, development and hedonic consumption are important channels through which housing affordability affects happiness. Focusing on the core goal of increasing residents’ subjective well-being, the government should actively take measures to expand housing supply, develop the rental market, and improve the income of urban and rural residents to enhance housing affordability and thus enhance residents’ happiness.

keywords:housing affordability happiness influence mechanism

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