金融素养对农户适度规模经营的影响

彭建刚1; 2; 鲁斯玮1

金融素养对农户适度规模经营的影响

引用本文：彭建刚1,2，鲁斯玮1.金融素养对农户适度规模经营的影响[J].财经理论与实践,2023,(3):2-9

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作者	单位
彭建刚1,2，鲁斯玮1	(1.湖南大学金融与统计学院，湖南长沙 410079； 2.湖南大学金融管理研究中心，湖南长沙 410079)

中文摘要:基于系统相关性，农户的适度规模经营需同时考虑耕地面积扩大和部分农业生产环节外包。在阐发金融素养影响农户适度规模经营机理的基础上，运用中国家庭金融调查数据和有序Probit模型实证检验金融素养与农户适度规模经营的关系，发现金融素养对农户适度规模经营有显著的正向影响。异质性分析结果表明，因农户所在地区和确权土地拥有情况不同，金融素养对农户适度规模经营的影响存在差异。

中文关键词:农户金融素养适度规模经营土地流转部分农业生产环节外包

The Influence of Financial Literacy on Farmers’ Moderate Scale Management

Abstract:Based on system correlation, in order to realize the moderate scale management of agricultural production, farmers should consider not only the expansion of cultivated land scale, but outsourcing part of the agricultural production processes. On the basis of explaining the mechanism how financial literacy affects farmers’ moderate scale management, this paper puts forward hypotheses and empirically tests the relationship between financial literacy and farmers’ moderate scale management by using data on China Household Finance Survey and the ordered Probit model. We found that financial literacy exerts positive impact on farmers’ moderate scale management significantly. The results of heterogeneity analysis show that the impacts of financial literacy on farmers’ moderate scale management are different due to the region and the ownership of confirmed land.

keywords:farmers financial literacy moderate scale management farmland transfer outsourcing part of agricultural production processes

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