数字金融助推我国跨越“中等收入陷阱”

林  春; 秦海艳; 张  潇; 孙英杰

数字金融助推我国跨越“中等收入陷阱”

引用本文：林春，秦海艳，张潇，孙英杰.数字金融助推我国跨越“中等收入陷阱”[J].财经理论与实践,2023,(2):17-24

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作者	单位
林春，秦海艳，张潇，孙英杰	（辽宁大学经济学部金融与贸易学院，辽宁沈阳 110036）

中文摘要:基于中国2011—2019年31个省（区、市）的面板数据，考察数字金融对我国跨越“中等收入陷阱”的影响。结果发现：数字金融能够显著促进我国对“中等收入陷阱”的跨越，尤其强劲地表现在低教育水平、中西部欠发达以及物质资本投资水平较高等地区。同时，在机制检验中发现数字金融还可以通过提高产业结构的合理化水平来赋能我国跨越“中等收入陷阱”。鉴于此，应加快推进“数字中国”建设，提升数字金融发展水平，助力我国跨越“中等收入陷阱”。

中文关键词:数字金融中等收入陷阱产业结构升级

Digital Finance Promotes China’s Leaping of the Middle-Income Trap

Abstract:Based on the panel data of 31 provinces (municipalities and autonomous regions) of China from 2011 to 2019, this paper studies the impact of digital finance on China’s crossing the “middle-income trap”. The results show that digital finance can significantly promote our country to overcome the “middle-income trap”, especially in regions with low education levels, underdeveloped central and western regions, and areas with high levels of physical capital investment. At the same time, it is found in the mechanism test that digital finance can also empower China to stride over the “middle-income trap” by improving the rationalization level of the industrial structure. In view of this, it is necessary to accelerate the construction of “Digital China”, improve the development level of digital finance, and help China overcome the “middle-income trap”.

keywords:digital finance middle-income trap industrial structure upgrading

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