农村居民养老保险财政补贴与农民家庭消费异质性——基于CHARLS数据的研究
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引用本文:曾之遥1,李 磊1,刘木子云2,刘中海3.农村居民养老保险财政补贴与农民家庭消费异质性——基于CHARLS数据的研究[J].财经理论与实践,2020,(4):18-24
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曾之遥1,李 磊1,刘木子云2,刘中海3 (1.湖南大学 金融与统计学院 湖南 长沙 410079
2.中山大学 南方学院会计学院 广东 广州 510970
3.长沙市人力资源与社会保障局湖南 长沙 410000) 
中文摘要:基于2011年和2013年两期CHARLS数据构建面板数据模型,分析农村居民养老保险制度中央财政“一刀切”的基础养老金补贴政策与地方财政差异化的缴费补贴政策对农民家庭消费的异质性影响。结果显示:财政补贴有利于整体促进参保农民家庭消费支出,尤其对已领取养老金的家庭,消费增进效应更明显;对于未领取养老金的参保农民家庭,却具有抑制效应。从不同收入阶层和不同地区来看,农村居民养老保险财政补贴对低、中、高收入阶层农民家庭消费的影响依次减弱,对东部、西部、中部地区农民家庭消费的影响依次增强。因此,加大财政补贴力度、优化补贴方式、扩展筹资渠道、强化制度联动能更好地发挥财政补贴改善社会福利的作用。
中文关键词:农村居民养老保险  财政补贴  消费效应  异质性分析
 
The Heterogeneity of Rural Residents' Pension Insurance Financial Subsidy to Farmers' Household Consumption——Research based on CHARLS data
Abstract:Based on the 2011 and 2013 CHARLS data, this paper constructs a panel data model to analyze the heterogeneity impact of the "one-size-fits-all" basic pension subsidy and the local differential payment subsidy policy on farmers' household consumption. The results show that the financial subsidies for rural residential subsidies are conducive to the overall promotion of household consumption expenditures, especially for households that have received pensions, the consumption promotion effect is more obvious, but for the insured families who have not received pensions, it has a restraining effect. From the perspective of different income classes and different regions, the impact of financial subsidies for rural residents on the household consumption of low, middle and high income groups has been weakened in turn, and the impact on farmers' household consumption in the eastern, western and central regions has increased in turn. Increasing subsidies, optimizing subsidies, expanding financing channels, and strengthening institutional linkages are the key to better exerting financial subsidies to improve residents' welfare.
keywords:rural subsidy financial subsidies  financial subsidies  rural residents' consumption  heterogeneity analysis
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