| 保险在应对公共卫生事件中的功能发挥与演进——基于2003年非典与2020年新冠肺炎疫情的比较视角 |
 点此下载全文 |
| 引用本文：许 闲,杨鈜毅,刘炳磊.保险在应对公共卫生事件中的功能发挥与演进——基于2003年非典与2020年新冠肺炎疫情的比较视角[J].财经理论与实践,2020,(2):2-8 |
| 摘要点击次数: 1129 |
| 全文下载次数: 0 |
|
|
| 中文摘要:保险业是我国国民经济重要的支柱行业，其发展是我国社会进步和经济发展的典型缩影，其功能演进也受到特定的社会文化背景与经济环境的影响。选取2003年非典和2020年新冠肺炎疫情两个外生公共卫生事件，分析我国保险业的功能发挥与演进。研究发现：在应对公共卫生事件中，保险业除发挥了常规的损失补偿、风险保障和风险管理功能外，同时也发挥着社会责任、类社会保障、社会管理等延展功能。进一步比较发现，保险业在应对2003年和2020年的两起公共卫生事件中，同样功能的发挥能力和程度有很大差异，这主要是我国近二十年来保险业的快速发展，其功能的有效发挥有赖于坚实的行业基础和救助能力。 |
| 中文关键词:中国保险 保险功能 保险市场 公共卫生事件 应急管理 |
| |
| Exertion and Evolution of Insurance Industry in Response to Public Health Events Based on Comparative Perspectives of SARS in 2003 and COVID-19 in 2020 |
|
|
| Abstract:Insurance industry is important for China's national economy. Its development is a typical microcosm of China's social progress and economic development. Its function evolution is also affected by specific social and cultural events and macro-economy. This article selects the two exogenous public health emergen cies of SARS in 2003 and COVID-19 to test exertion and evolution of insurance industry in response to public health events. The study found that in responding to public health emergencies, the insurance industry, in addition to performing loss compensation, risk protection, and risk management functions, also played an extended function of social responsibility, social security, and social management. A further comparison found that the extent and degree of the same function of the insurance industry in the two public health emergencies in 2003 and 2020 were very different. This is mainly due to the rapid development of the insurance industry in China in the past two decades. Function exertion of insurance industry depends on a solid industry foundation and rescue capabilities. |
| keywords:China insurance insurance function insurance market public health event emergency management |
| 查看全文 查看/发表评论 下载pdf阅读器 |
位访问者,今日访问
