农业产业化与普惠金融的耦合关系及协调发展——以湖南省为例
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引用本文:彭建刚,徐轩.农业产业化与普惠金融的耦合关系及协调发展——以湖南省为例[J].财经理论与实践,2019,(5):19-26
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作者单位
彭建刚,徐轩 (湖南大学 金融与统计学院湖南 长沙410079) 
中文摘要:在讨论农业产业化与普惠金融系统协调发展机理的基础上,分别构建农业产业化与普惠金融的评价指标体系;利用耦合协调度模型,以湖南省为例分析2008-2017年农业产业化与普惠金融的发展情况及其耦合关系的时序变化过程。结果发现:湖南省农业产业化与普惠金融的水平均呈上升趋势,两者耦合协调度不断提高,已由过渡阶段转变到了协调阶段。两者呈现农业产业化相对滞后与普惠金融相对滞后交替变化的情况,现阶段表现为农业产业化相对滞后。为了促进农业产业化与普惠金融的协调发展,开发性普惠金融支持的重点应当是农业产业化,需要加快基于农业产业化的普惠金融基础设施建设,特别是数字普惠金融的建设,强化金融素质教育,并建立相应的协调管理机制。
中文关键词:普惠金融  农业产业化  耦合关系  协调发展
 
The Coupling Relationship and Coordinated Development Between Agricultural Industrialization and Inclusive Finance——A Case Study of Hunan Province
Abstract:On the basis of clarifying the mechanism of the coordinated development of agricultural industrialization and inclusive financial system, this paper constructs the evaluation index system of agricultural industrialization and inclusive financial development respectively, and analyzes the timing variation of the coupling relationship between agricultural industrialization and inclusive finance of Hunan in 2008-2017 by using the coupling coordination degree model. The study found that the agricultural industrialization and the development level of inclusive finance in Hunan Province showed an overall upward trend. The coupling degree of the two systems continued to improve, from the transition phase to the coordination phase. During the data period, the coordinated development relationship between the two systems alternated between the lag of agricultural industrialization and the lag of inclusive finance. At this stage, agricultural industrialization is lagging behind. In order to promote the coordinated development of agricultural industrialization and inclusive finance, the focus of exploitation-oriented inclusive financial support should be agricultural industrialization. It is necessary to speed up the construction of inclusive financial infrastructure based on agricultural industrialization, especially the construction of digital inclusive finance, strengthen financial quality education, and establish corresponding coordination management mechanism.
keywords:Inclusive finance  Agricultural industrialization  Coupling relationship  Coordinated development
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