农村金融结构优化是否促进了农村经济增长——基于湖南省的实证研究
    点此下载全文
引用本文:蒋俊毅,侯少夫.农村金融结构优化是否促进了农村经济增长——基于湖南省的实证研究[J].财经理论与实践,2013,(6):29-33
摘要点击次数: 747
全文下载次数: 10
作者单位
蒋俊毅,侯少夫 (1.湖南省社会科学院,湖南 长沙410003
2.中南大学 商学院,湖南 长沙410083) 
中文摘要:从金融机构结构、金融市场结构和金融空间结构看,湖南省农村信用社仍然是农村金融的主体,但是农村合作银行、小额贷款公司、农村保险公司等多种新型农村金融机构迅速发展,农村金融结构呈现多元化趋势,农业商业银行、村镇银行成为除农村信用社、政策性银行、中国农业银行涉农贷款三大主力外的有益补充,金融要素空间上出现“中部塌陷”特征。改进生产函数,构建多元回归模型实证分析显示,湖南省农村金融规模没有起到应有的促进农村经济增长的作用,金融机构组成结构的多元化、农村信贷市场结构的多元化有利于湖南农村经济增长,而金融要素从集聚向发散的空间结构转变不利于农村经济增长。
中文关键词:农村金融结构  农村经济增长  湖南
 
Does Rural Financial Structure Optimization Promote Rural Economic Growth——An Empirical Study Based on Hunan Province
Abstract:From the structure of financial institutions, financial market structure and financial space structure, Rural Credit Cooperatives is still the subject of Hunan rural financial. As the fast development of rural cooperative banks, small loan companies and insurance companies in rural areas, the rural financial structure of Hunan province is in the diversified development. Agricultural commercial banks and rural banks have become useful parts to the rural financial system besides credit of rural credit cooperatives, policy banks and the Agricultural Bank of China. The spatial structure of financial elements in Hunan appears a feature of "central downfall", Empirical research indicates that Hunan's rural financial scale has not accelerated the economic growth in rural areas as expected, the structure of financial institutions and financial market is beneficial to the rural economic growth, but financial elements dispersion is not conducive to the rural economic growth.
keywords:Rural financial structure  Rural economic growth  Hunan province
查看全文   查看/发表评论   下载pdf阅读器